HOA Resources & Education

Plain-language guides to Minnesota community association law — grounded in the actual statute text, not generic filler.

Law Update

What Minnesota's New HOA Law Actually Changes

Late fees, fines, foreclosure timelines, and vendor conflict-of-interest rules under 2026 Minn. Laws ch. 82 (SF1750) — the real figures, not a vague summary.

Collections

How Foreclosure Actually Works for HOA Dues in Minnesota

The real balance and timeline thresholds, and the attorney-fee distinction most explanations get wrong.

Finances

What a Reserve Study Tells You (and What It Doesn't)

What Minnesota law actually requires of a real reserve study — and how to tell one apart from a simple balance summary.

Buying & Selling

The Minnesota HOA Resale Certificate, Explained

What it discloses, the real statutory deadlines, and why it matters before you buy or sell inside an association.

Fees & Fines

Late Fees, Fines, and Collection Costs: What Your HOA Can Actually Charge

The real dollar caps on late fees, violation fines, and collection attorney fees under Minnesota law.

Market Update

Where Real Estate Commissions Actually Stand in 2026

Mortgage rates hovering near 6.7%, a market tilting toward buyers, and why most sellers still aren't negotiating commissions two years after Sitzer/Burnett.

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